2024 Lower, LLC dba Oxford Home Lending | Lower, LLC is a subsidiary of Lower Holding Company. NMLS #1124061 | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 |nmlsconsumeraccess.org| Equal Housing Opportunity. Home lending products offered by Lower, LLC. Licensed in 47 states including the District of Columbia |Arizona Mortgage Banker License--1000936 | Massachusetts Mortgage Broker License -- MC1124061 | Massachusetts Mortgage Lender License -- MC1124061 | Lower, LLC conducts business in Kentucky, and Washington asLower.com, LLC; Montana as Lowerdotcom,LLC; Oklahoma as “Lower Mortgage, LLC. Lower, LLC is a family of companies. Lower® and its DBAs (AMSW Lending, Community Lending, Alderus Mortgage, AMSW Lending, Banner Mortgage, Cabrales Mortgage, Community Lending, Fairfax Mortgage, First Trust Mortgage Company, First World Home Loans, Hamilton Home Mortgage, Heckman Mortgage, Homeside Financial, Homeside, Home Team Lending, Key Mortgage Group, Lengendary Mortgage, Lower, Lower Local (ID Only), Lower.com, Lower.com, LLC, McCaughan Home Lending, Oxford Home Lending,PowerProt Mortgage, PowerTPO, Sky Mortgage Group, Team Hochberg (ID Only), Thrive Mortgage, True Lending, Universal Lending Home Loans, Vybe Morgtage and Yes Mortgage) provide home loans; Lower Realty, LLC provides real estate services;Lower Insurance, LLCfacilitates shopping experience for homeowner’s Insurance policies. All loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend. All rights Reserved.©2024Lower Holding Company. Lower is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Fairfax Mortgage, Key Mortgage Group, Lakeside Mortgage, and True Lend) provide home loans; Lower Realty, LLC provides real estate services; Homeside Insurance Services, LLC facilitates shopping experience for homeowner’s insurance policies. All rights reserved. Conducts business as “Lower.com, LLC” in Kentucky, Minnesota, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC



Home lending products offered by Lower|5950 Symphony Woods Road, Suite 312, Columbia, MD 21044



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