Licenses

Updated: November 15, 2024

Conducts business as "Lower.com, LLC" in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as "Lowerdotcom, LLC" in Montana in lieu of Lower, LLC.

License # License State Agency Phone Website
21781Alabama Consumer Credit LicenseState Banking Department334-242-3452banking.alabama.gov
AK1124061Alaska Mortgage Broker/Lender LicenseDivision of Banking & Securities907-465-2521commerce.alaska.gov
1000936Arizona Mortgage Banker LicenseDepartment of Financial Institutions602-771-2800difi.az.gov
1001610Arizona Mortgage Banker License - Other Trade Name #1Department of Financial Institutions602-771-2800difi.az.gov
115926Arkansas Combination Mortgage Banker-Broker-Servicer LicenseArkansas Securities Department800-981-4429securities.arkansas.gov
60DBO-32973California - DFPI Financing Law LicenseDept. of Fin. Protection and Innovation (DFPI)866-ASK-CORPdfpi.ca.gov
Colorado Mortgage Company RegistrationDept. of Regulatory Agencies303-894-2166apps2.colorado.gov
ML-1124061Connecticut Mortgage Lender LicenseDepartment of Banking800-831-7225portal.ct.gov
17812Delaware Lender LicenseOffice of the State Bank Commissioner302-739-4235banking.delaware.gov
MLB1124061District of Columbia Mortgage Dual Authority LicenseDept. of Ins., Sec. and Banking Bureau202-727-8000disb.dc.gov
MLD1040Florida Mortgage Lender LicenseOffice of Financial Regulation850-410-9895flofr.gov
MLD1436Florida Mortgage Lender Servicer LicenseOffice of Financial Regulation850-410-9895flofr.gov
40605Georgia Mortgage Lender License/RegistrationDept. of Banking and Finance770-986-1633dbf.georgia.gov
MBL-2081124061Idaho Mortgage Broker/Lender LicenseDepartment of Finance208-332-8000finance.idaho.gov
MB.6761019Illinois Residential Mortgage LicenseDept. of Fin. and Prof. Regulation800-532-8785idfpr.illinois.gov
23274Indiana-DFI Mortgage Lending LicenseDept. of Financial Institutions317-232-3955in.gov
2018-0175Iowa Mortgage Banker LicenseIowa Division of Banking515-281-4014idob.state.ia.us
2019-0019Iowa Mortgage Banker License - Other Trade Name #2Iowa Division of Banking515-281-4014idob.state.ia.us
2020-0005Iowa Mortgage Banker License - Other Trade Name #3Iowa Division of Banking515-281-4014idob.state.ia.us
MC.0025541Kansas Mortgage Company LicenseOffice of the State Bank Commissioner785-296-2266osbckansas.org
MC327236Kentucky Mortgage Company LicenseDept. of Financial Institutions800-223-2579kfi.ky.gov
Louisiana Residential Mortgage Lending LicenseOffice of Financial Institutions — Non-Depository225-925-4660ofi.la.gov
1124061Maine Supervised Lender LicenseBureau of Consumer Credit Protection207-624-8527maine.gov
1124061Maryland Mortgage Lender LicenseOffice of the Commissioner of Financial Regulation888-784-0136dllr.state.md.us
MC1124061Massachusetts Mortgage Broker LicenseDivision of Banks617-956-1500mass.gov
MC1124061Massachusetts Mortgage Broker License Other Trade Name #1Division of Banks617-956-1500mass.gov
MC1124061Massachusetts Mortgage Lender LicenseDivision of Banks617-956-1500mass.gov
MC1124061Massachusetts Mortgage Lender License Other Trade Name #1Division of Banks617-956-1500mass.gov
LS1124061Massachusetts Third Party Loan Servicer RegistrationDivision of Banks617-956-1500mass.gov
FR0021402Michigan 1st Mortgage Broker/Lender/Servicer RegistrantDepartment of Insurance and Financial Services877-999-6442michigan.gov
SR0021403Michigan 2nd Mortgage Broker/Lender/Servicer RegistrantDepartment of Insurance and Financial Services877-999-6442michigan.gov
MN-MO-1124061Minnesota Residential Mortgage Originator LicenseDepartment of Commerce651-539-1600mn.gov
MN-MO-1124061.1Minnesota Residential Mortgage Originator License Other Trade Name #1Department of Commerce651-539-1600mn.gov
1124061Mississippi Mortgage Lender LicenseDept. of Banking and Consumer Finance800-844-2499dbcf.ms.gov
19-2440Missouri Company LicenseDivision of Finance573-751-3242finance.mo.gov
1124061Montana Mortgage Broker LicenseDivision of Banking and Financial Institutions406-841-2920banking.mt.gov
1124061Montana Mortgage Lender LicenseDivision of Banking and Financial Institutions406-841-2920banking.mt.gov
1124061Montana Mortgage Servicer LicenseDivision of Banking and Financial Institutions406-841-2920banking.mt.gov
Nebraska Mortgage Banker LicenseDepartment of Banking and Finance402-471-2171ndbf.nebraska.gov
Nebraska Mortgage Banker License - Other Trade Name #3Department of Banking and Finance402-471-2171ndbf.nebraska.gov
Nebraska Mortgage Banker License - Other Trade Name #4Department of Banking and Finance402-471-2171ndbf.nebraska.gov
5477Nevada Mortgage Company LicenseDivision of Mortgage Lending775-684-7060mld.nv.gov
23544-MBNew Hampshire Mortgage Banker LicenseBanking Department603-271-3561nh.gov
New Jersey RMLA-Licensed Mortgage Servicer RegistrationDept. of Banking and Insurance609-292-7272state.nj.us
New Jersey Residential Mortgage Lender LicenseDept. of Banking and Insurance609-292-7272state.nj.us
New Mexico Mortgage Loan Company LicenseFinancial Institutions Division505-476-4500rld.state.nm.us
L-159832North Carolina Mortgage Lender LicenseCommissioner of Banks919-733-3016nccob.nc.gov
RM-284North Carolina Reverse Mortgage Lender LicenseCommissioner of Banks919-733-3016nccob.nc.gov
MB103565North Dakota Money Broker LicenseDept. of Financial Institutions - Consumer Division701-328-9933nd.gov
ML104525North Dakota Residential Mortgage LenderDept. of Financial Institutions - Consumer Division701-328-9933nd.gov
MS104872North Dakota Residential Mortgage Loan ServicerDept. of Financial Institutions - Consumer Division701-328-9933nd.gov
RM.804155.000Ohio Residential Mortgage Lending Act Certificate of RegistrationDivision of Financial Institutions614-728-8400com.ohio.gov
LNR16728Oklahoma Lender Name Registration Other Trade Name #3Department of Consumer Credit Licensing405-521-3653ok.gov
ML012073Oklahoma Mortgage Lender LicenseDepartment of Consumer Credit Licensing405-521-3653ok.gov
ML012105Oklahoma Mortgage Lender License - Other Trade Name #1Department of Consumer Credit Licensing405-521-3653ok.gov
ML014289Oklahoma Mortgage Lender License - Other Trade Name #2Department of Consumer Credit Licensing405-521-3653ok.gov
ML-5722Oregon Mortgage Lending LicenseDivision of Financial Regulation866-814-9710dfr.oregon.gov
MS-175Oregon Mortgage Servicer LicenseDivision of Financial Regulation866-814-9710dfr.oregon.gov
44758Pennsylvania Mortgage Lender LicenseDept. of Banking and Securities717-787-2665pa.gov
68865Pennsylvania Mortgage Servicer LicenseDept. of Banking and Securities717-787-2665pa.gov
20234687LLRhode Island Lender LicenseDepartment of Business Regulation401-462-9503dbr.ri.gov
20234688LBRhode Island Loan Broker LicenseDepartment of Business Regulation401-462-9503dbr.ri.gov
MLS - 1124061South Carolina-BFI Mortgage Lender / Servicer LicenseBoard of Financial Institutions803-734-2020consumerfinance.sc.gov
MLS - 1124061 OTN #1South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #1Board of Financial Institutions803-734-2020consumerfinance.sc.gov
MLS - 1124061 OTN #2South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2Board of Financial Institutions803-734-2020consumerfinance.sc.gov
MLS - 1124061South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #3Board of Financial Institutions803-734-2020consumerfinance.sc.gov
MLS - 1124061 OTN #4South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #4Board of Financial Institutions803-734-2020consumerfinance.sc.gov
MLS - 1124061 OTN #5South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #5Board of Financial Institutions803-734-2020consumerfinance.sc.gov
#1124061.MLSouth Dakota Mortgage Lender LicenseSouth Dakota Dept. of Labor and Regulation605-773-3421dlr.sd.gov
123131Tennessee Mortgage LicenseDept. of Financial Institutions615-741-2236tn.gov
Texas - SML Mortgage Banker RegistrationDept. of Savings and Mortgage Lending877-276-5550sml.texas.gov
Utah-DFI Consumer Credit NotificationDepartment of Financial Institutions801-538-8834dfi.utah.gov
1124061Utah-DFI Residential First Mortgage NotificationDepartment of Financial Institutions801-538-8834realestate.utah.gov
11125241Utah-DRE Mortgage Entity LicenseDivision of Real Estate801-530-6747realestate.utah.gov
11451660Utah-DRE Mortgage Entity License - Other Trade Name #1Division of Real Estate801-530-6747realestate.utah.gov
MC-5805Virginia Broker LicenseBureau of Financial Institutions804-371-9657scc.virginia.gov
MC-5805Virginia Lender LicenseBureau of Financial Institutions804-371-9657scc.virginia.gov
CL-1124061Washington Consumer Loan Company LicenseDivision of Consumer Services360-902-8703dfi.wa.gov
MB-1124061West Virginia Mortgage Broker LicenseDivision of Financial Institutions304-558-2294dfi.wv.gov
ML-33376West Virginia Mortgage Lender LicenseDivision of Financial Institutions304-558-2294dfi.wv.gov
1124061BAWisconsin Mortgage Banker LicenseDepartment of Financial Institutions608-261-7578dfi.wi.gov
1124061BRWisconsin Mortgage Broker LicenseDepartment of Financial Institutions608-261-7578dfi.wi.gov
CL-4656Wyoming Consumer Lender LicenseWyoming Division of Banking307-777-7797wyomingbankingdivision.wyo.gov
4678Wyoming Mortgage Lender/Broker LicenseWyoming Division of Banking307-777-7797wyomingbankingdivision.wyo.gov

Still have a question?
No problem. Let’s just talk.

Sunlight filtering through horizontal wooden blinds casting shadows on a wall and a large green leaf nearby.